tag:blogger.com,1999:blog-40864759667200522492012-02-16T19:11:32.636-08:00Quick quotes on homeowners insurance, business insurance, small business insurance, California Home Owner's Insurance and California Earthquake Insurance. One stop shopping for any California Insurance Quote.Chicago Private Equitynoreply@blogger.comBlogger2125tag:blogger.com,1999:blog-4086475966720052249.post-9832882697963455372010-04-09T19:14:00.000-07:002010-04-09T19:15:21.487-07:00Anyone in their right mind would rather do ANYTHING other than read about insurance regulations, especially in a state like California where the weather is beautiful and there are tons of activities.&nbsp; My hobby is reading through these regulations though, in case I have to know this information at some point.&nbsp; I'd rather be prepared than horrified at a mistake that I or someone I know has made.&nbsp; Here's a few interesting tidbits about California insurance premiums that I found interesting from CA insurance code 480-491:<br /><br /><ul><li>If you have prepaid premiums and have canceled your policy or it was rescinded, you are due a refund of your premiums for the time you were going to be uninsured.&nbsp; They just can't keep your money. </li><li>The insurance companies have 25 days to return the money</li><li>If you were at risk at the time where they had your premium you aren't entitled to any refund</li><li> You can get a refund of your premiums if the insurance company committed fraud or misrepresentation (and I assume you don't have a claim against them)</li><li>Acknowledgment in the policy of the receipt of payment is grounds for determination of acceptance of payment.&nbsp; After that, if you short pay or don't pay your premium, that's grounds for cancellation of your policy.</li><li>20 days before renewal it is the insurer's responsibility to warn you that your rates are going up</li><li>Also your rates can't go up if you were in an accident but were not at fault.&nbsp; If they want to raise your rates they have to have an investigation into the accident to determine it was your fault.&nbsp; There isn't much more about what the investigation should entail though.</li></ul>Hopefully you find some of that interesting!<br /><br />Link back to this post at <a href="http://www.californiainsurancequote.org/2010/04/california-insurance-premiums.html">California Insurance Quote </a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4086475966720052249-983288269796345537?l=www.californiainsurancequote.org' alt='' /></div>Chicago Private Equitynoreply@blogger.com0tag:blogger.com,1999:blog-4086475966720052249.post-81729318186224871922010-03-22T15:51:00.000-07:002010-03-22T15:51:30.486-07:00Buying California insurance is a difficult process, to say the least.&nbsp; There are a lot of different California insurance agents who represent many different insurance companies, and not all of them are the same.&nbsp; There are ratings of these agencies which effect how much your premium is and how quickly you will get paid after a problem.&nbsp; Our job with you is to guide you though the quoting process so you can get the best insurance, the first time.<br /><br />We offer the following services:<br /><br /><ul><li>California home owners insurance</li><li> CA home owners insurance</li><li>California small business insurance</li><li>CA small business insurance</li><li>California business insurance</li><li>CA business insurance</li><li>California earthquake insurance</li><li>CA earthquake insurance.</li></ul>Think of us as your source for quick, accurate California quotes.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4086475966720052249-8172931818622487192?l=www.californiainsurancequote.org' alt='' /></div>Chicago Private Equitynoreply@blogger.com0